BE A RESPONSIBLE BORROWER

BENEFITS OF GETTING A LOAN

For many people, getting financing or a loan is mostly perceived as a burden. To us Filipinos, getting a loan is perceived to be “nakakahiya”, keeping it a secret to others. 

However, in first world countries, getting a personal loan is not only for acquiring what they need, but is also part of strengthening their credit worthiness (that they are able to pay their monthly installments completely and on-time). They develop their “payment history” and reputation as good loan clients in order to have access to more financing from more financing institutions. 

Also, financing should be perceived as a “resource booster” for your business. With more cash inflow through a loan, you don’t have to dip into your savings for the cash. This enables you to manage your cash outflows through your monthly payments. If you need cash to buy for inventory or a new delivery van, you either get the money from your pocket or, get it through a loan from a financing institution and only pay monthly payments. The second option is better as it will not drastically change your cash position.

Thus, getting a loan for additional cash, working capital, or assets (e.g. vehicle) for personal or business use is not supposed to be “nakakahiya” or a burden. It should be a budget booster so you can provide a better life for your family or grow your business faster and provide better products or services to your clients.

However, you should not get a loan on a whim. Getting a loan just to acquire the latest cellphone or more cellphones, or the latest car model just to satisfy your wants will eventually become a burden if you cannot afford it. Thus, we have some tips for you to become a RESPONSIBLE BORROWER

KNOW WHAT YOUR LOAN IS FOR

Be sure on your decision to get a loan or financing and stick to it. You need to get a loan to repair or renovate your home to make it safer for your family. You get car financing because your family is getting larger, it is safer or reliable, or is more fuel efficient. You get a loan to buy for a new delivery van because you want to expand your delivery services and save on maintenance costs. Thus, before getting a loan, you have to know why.

Do research on financing institutions. Look into their social media or website and find out how long they have been in the business. You can go to the BSP or SEC websites and find out if these financing institutions are registered. You can go to their branch or offices to inquire more. With all the scams happening now, it is always wise to know more about these institutions and if they are accredited by our government institutions.

Get organized and budget your loan payments. When you get a loan, the monthly payments will eat into your budget. Thus, you have to determine if you can still afford the loan without sacrificing much on the budget for your family’s basic needs. For your business, will this loan help generate more revenues and income for me, making that additional revenue cover for the cost of the monthly payments.

When applying for a loan, financing institutions will often ask for a CO-MAKER (a person who will also share responsibility for the loan payments). A person willing to be your CO-MAKER vouches for your character, that he/she knows you to be a responsible and trustworthy person capable of paying your loan obligations on time. You do not want to disappoint your CO-MAKER by not paying your loans as they will assume that responsibility. 

Therefore, do not borrow more than what you need. You may be approved for a higher loan amount than you expected, always stick to the loan amount that you need. Also, do not apply for loan amount that you know is impossible for you to pay. Financing institutions have their credit assessment processes and will know your payment capacity.   

Now that you have been approved for a loan, always pay completely and on time. By paying completely and on time, you are building you credibility or “credit-worthiness”  in the financing industry. Having a good payment record enables you to gain access to more financing institutions, higher loan amounts, cheaper rates, longer loan terms, and gets you approved faster. Failing to pay for your loan will deny you these advantages and most financing institutions will know through their credit investigation process. Thus, your reputation as good borrower is on the line. 

Lastly, if possible, pay more than your monthly installments. It will help you ease future payments (lower amount on succeeding monthly payments) or close your loan account ahead of the time (financing institutions may give you discounts for early payments). This will not only further enhance your reputation as borrower but will also ease your financial responsibility.  

To know more about financing, visit the Radiowealth Finance Company Website, https://rfc.com.ph/

Connect with Len Rodrigo, Regional Sales Manager at mcrodrigo@rfc.com.ph 09985903274.

Ortigas Malls kicks off holidays shopping with Greenhills Night Market 2022

“Greenhills Night Market has always been synonymous with Christmas shopping and the opening signals the start of holiday preparations for everyone,” said James L. Candelaria, AVP, head of trade fairs & exhibits of Greenhills. “Generations of Filipinos grew up shopping at the Night Market with their parents and now with their own families.”

With this year’s theme “Merry Moments,” the Greenhills Night Market is the place-to-be where families and friends can share festive experiences during the holiday season. Adding to the merry mood are the colorful parols that illuminate the Night Market and the rest of Greenhills to welcome the many holiday shoppers.

The opening ceremony was attended by San Juan Mayor Francis Zamora, who addressed guests, patrons, and sellers in his speech. He also explored the Night Market to check out the stalls and their wares. Ortigas Malls also spread Christmas cheer to children of Greenhills’ security maintenance and medical frontliners of Greenhills Mall by distributing gifts packs as part of the program.

Ortigas Malls kicked off the 2022 Greenhills Night Market. (L-R) Ortigas Land president and CEO Junie Jalandoni, Ortigas Malls VP Arch. Renee Bacani, Ortigas Land chief finance office Davee Zuniga, and VP and head of Corporate Resources & Horizontal Development & Estates Atty. Michael David Abundo III.

San Juan Mayor Francis Zamora at the opening ceremony of Greenhills Night Market. Accompanied by (L-R) Cong. Bel Zamora and Vice Mayor Warren Villa.

“Here in Greenhills, we are family, and that’s how we value one another. Nobody gets left behind and we all move forward,” Candelaria said.

One of the Night Market’s main attractions is the food stalls, where visitors can enjoy a wide variety of cuisines after a long day of shopping. From grilled food, filling rice meals, and drinks, among many others. Families and friends can enjoy their meals comfortably in the al fresco dining area in the venue.

The Ortigas family and the family of Mayor Francis Zamora at the Greenhills Night Market.

Shoppers can also find a plethora of affordable products at the tiangge. It has an abundance of locally made fashion apparel, Christmas decors, toys, and so much more. It’s the ideal spot to complete their Christmas shopping.

Kids are welcome to explore the Night Market as well. There will be exciting carnival rides where parents can accompany them. Late-night visitors can experience a party-like vibe while checking out the stalls with live DJs playing lively music. To amp up the holiday fun and add more color to their evenings, visitors can watch fireworks displays on all Saturdays of December.

With the kids of security maintenance and medical frontliners who received gift packs from Ortigas Malls.

Ortigas Malls are expecting a large volume of people to visit Greenhills and the Night Market during the holiday rush. But Candelaria assured the public that all participating merchants are fully vaccinated and following strict health protocols. Security officers are also patrolling the area to ensure the safety of shoppers and that everyone is observing proper health procedures at the Night Market. Although wearing of face masks outdoors and indoors is voluntary, visitors and mall goers are still encouraged to wear their face masks to ensure their safety.

“It’s time to make new Christmas memories and traditions at the Greenhills Night Market with your family this season, happy moments that  they will always remember and pass on to the next generation,” Candelaria said.

The Greenhills Night Market will run from November 4, 2022 until January 8, 2023, from 4pm onwards at GStrip Parking. Live DJ performances and kids’ carnival rides will be there to entertain visitors every night. Fireworks displays are scheduled on all Saturdays in December.

Angkas: PH poised to leap forward in tech and start-up space in 2022

IMMAP DigiCon’s co-presenter, Angkas, draws the roadmap for the tech-enabled industries and players in the coming years.

Manila, Philippines - Despite the global pandemic, the Philippines is poised to be one of five ASEAN countries to become tech powerhouses in the next fifteen years, according to the Center for Economics Business Research (CEBR).

Angkas CEO George Royeca, believes the country is ready for a big leap forward in the tech and startup sectors. These industries and their continuous growth in recent years will be the primary focus of this year’s IMMAP DigiCon Valley 2022, which will be co-presented by Angkas, the leading motorcycle taxi and delivery platform.

Text Box: Angkas CEO George Royeca“While the pandemic has been the worst global crisis of the millennium undeniably opened new avenues for rapid growth in the country, particularly in the tech sector. Overnight, e-commerce, online payments, e-wallets, telemedicine, online gig employment, digital banks as well as delivery and logistics services experienced exponential growth which then had to be supported by faster internet speeds,” points out Royeca.

“The pandemic and the restricted mobility it necessitated primed the market in terms of tech literacy and a willingness to adopt tech-based solutions. There are products and services the market is ready for now that would not have been viable pre-pandemic, and that might have otherwise taken another 5-10 years for the country to be ready for,” adds Royeca. “We have had, and continue to have an ideal and unprecedented climate for both developing and funding tech startups. The kind of businesses that offer innovative products and services we couldn’t have even imagined pre-pandemic,” he concludes.

The road less trafficked

Angkas was itself an innovation, far more unconventional than it seems on the surface. Motorcycle taxis were already in wide use for public transport all over the region at the time of Angkas’ inception in 2015. Despite the crippling traffic in Metro Manila and its staggering economic cost, motorcycle taxis were not a solution being considered by anyone at the time, because motorcycles had an appalling safety record.

The Metro Manila Accident Recording and Analysis System (MMARAS) Traffic Accident report for 2015 indicated that motorcycle accidents comprised 39.6% of all vehicular accidents and 33.6% of all fatal accidents in Metro Manila. In each case they were by far the single largest contributors. Filipino motorcycle riders were regarded as too undisciplined for such a service to be reasonably safe.

Angkas’ innovation was in actually believing that with training, motivation and support, Filipinos could be the backbone of a safe and professionalized app-enabled motorcycle taxi service. “We shoulder the training of all rider applicants, then we carefully select only the top 30%. We also hold regular company events that serve as refreshers, and venues for more training in soft skills, and even things like anti-sexual harassment education,” explains Royeca. “The result is that after literally millions of rides booked, our safety record is 99.997%,” he concludes.

Sense of purpose, grit resilience

“I think the number one thing that potential startups should begin with is seeing the bigger picture: are you solving a real problem?” asks Royeca. “Any business venture is always going have a money-making aspect, but in this day and age, it is businesses that have an innate sense of purpose and that offer real solutions to real problems that are embraced by the public,” Royeca points out,

Royeca had specific advice to would-be startups on failure: “Don’t be afraid of failure or adversity, these build grit. As long as you are imbued with a sense of purpose, you will overcome failure and adversity and come out stronger, and with more grit.”

In Angkas short history, they were ordered to cease operations twice, their rider pool was capped, and just when they seemed in the clear, the pandemic hit. Showing true resilience, it was then that Angkas launched a courier and buying assistant service, allowing more people to do errands and business safely from home. Angkas also formed a partnership with the Red Cross to assist with the delivery, and administration of COVID-19 test kits. When it became reasonably safe to do so, Angkas also offered free rides to medical frontliners.

Co-creation Breeds Innovation

Community building begins when everyone contributes for the welfare of everyone, and that is exactly what resonated with Angkas to sign up and be a co-presenter for this year’s IMMAP DigiCon Valley 2022, one of the most anticipated digital conferences in the industry which gathers professionals from marketing, advertising, and digital sectors to hear and learn from world-renowned and celebrated local keynote speakers.

Internet and Mobile Marketing Association of the Philippines (IMMAP) is an organization that works toward educating and providing the necessary digital tools for advertising and integrated marketing professionals to make better communication decisions. One such effort is the yearly DigiCon.

Royeca explains, “When you have a business that serves many, it is impossible to innovate without co-creation. Angkas would not have been possible without the coming together of technology innovations, government regulators, customers, and of course our rider partners, to create a “winnovation”, an innovation in which everyone has a stake, and in which everybody wins.”

From L to R: Brian Go (Angkas Chief Marketing Officer), Denise Haak (IMMAP DigiCon Co-Chair), Janelle Barretto (IMMAP DigiCon Ways & Means Head), and Trish Elamparo-Esteban (IMMAP DigiCon Co-Chair).

After two years of purely virtual connections, this year’s IMMAP DigiCon Valley 2022 will finally bring back face-to-face networking through the DigiCon After-Hours, which will be held during the evenings across the city, promising to provide cocktails and entertainment, and allow delegates to physically reconnect with other industry players.

“I think what Angkas is excited about is this live interaction; a lot of the best collaborations and partnerships happen because of these more spontaneous, in-person things, and human interaction is what makes all the creativity and innovation grow more,” muses Royeca.

As co-presentor for this year’s IMMAP DigiCon Valley 2022, Angkas hopes that this can be a great model to induce new SMEs in the tech and startup sector, while also introducing a community mindset that can hopefully solve daily problems for Filipinos.

DigiCon Valley 2022 is happening on October 10-14 from 9AM to 1PM PST using ViVYD platform, with all new tracks that tackle the different stages of innovation: Launchpad, Hypergrowth, Breakthrough, and Enterprise.

This year’s prestigious keynote speakers include one of the most influential women in the world and Huffington Post founder, Arianna Huffington; Rappler Founder and the first Filipino Nobel Peace Prize laureate, Maria Ressa; internationally acclaimed marketing expert and academic, Mark Ritson; co-founder of Character ventures and Design Sprint inventor, Jake Knapp; and Global CMO of Dole Sunshine Company, Rupen Desai.

Buy tickets now and learn more about IMMAP DigiCon Valley 2022 at www.digicon.com.ph and follow their social pages on Facebook, Twitter, and Instagram.

IMMAP DigiCon Valley 2022 is co-presented by Angkas, and would like to thank Platinum Sponsors: Manulife Philippines, Share Treats, and TikTok; Gold Sponsors: Investing in Women, an initiative of the Australian Government, Grab Ads, Kroma Entertainment, McDonald’s Philippines and Meta Philippines; and Silver Sponsors: Digital Turbine, Hepmil Philippines, and Metrobank.

A special thanks to IMMAP’s event partners: Creators and Influencers of the Philippines (CICP), Endeavor, and Kickstart Ventures.

Be an IMMAP Member today! To know more about IMMAP, please visit: www.immap.com.ph or contact us at:

connect@immap.com.ph

SMS/Viber (0917) 6310206 / (0918) 577 2357.

DigiCon 2022 Set to Highlight the Startup Economy

The Internet & Mobile Marketing Association of the Philippines (IMMAP) has finally unveiled this year’s theme for the biggest and most anticipated Digital conference in the country.

DigiCon Valley 2022 will tackle the landscape of digital marketing transformation with brands, advertising professionals, and business leaders to celebrate innovation, problem solving, and the entrepreneurial spirit of Philippine firms. Happening from October 10-14 at 9AM to 1PM PST, official delegates will be able to learn from four all-new tracks that tackle the different stages of innovation: Launchpad, Hypergrowth, Breakthrough, and Enterprise. 

This year’s theme is an allude at the Gobi-Core Philippine Fund Ecosystem Report of 2021 which perceived that the growing startup scene in the country is ripe for it to finally become a key player in the technology sphere, in relation to ASEAN counterparts.

The future for development and expansion is projected with optimism as logistics, e-commerce, and fintech sectors continue to rise locally, especially in a post-pandemic economy. It is expected that Philippine firms will raise more investments in the next three years versus the past five years combined.

Leading 100 speakers across the 65 sessions of the 5-day event, keynote Speakers include world-renowned marketing expert and academic, Mark Ritson; one of the most influential female entrepreneurs in the world and founder of the Huffington Post, Ariana Huffington; and the co-founder of Character Ventures and the inventor of the Design Sprint, Jake Knapp. More internationally-acclaimed speakers and guests are set to be announced soon.

After two years of virtual connections, DigiCon Valley 2022 is finally bringing back face-to-face networking through the DigiCon After-hours. Held between 6-9 PM on select evenings across the city, major sponsors will host physical gatherings which promise to provide cocktails, entertainment, and speed networking, allowing delegates to reconnect with others in the industry.

Tickets are now available for purchase with the early bird discount at 40% off in limited supply. For more information and updates on DigiCon Valley 2022, visit www.digicon.com.ph and follow their social pages on Facebook, Twitter, and Instagram.

* This event will be powered by ViVYD. To learn more about this platform, visit https://www.qairos.asia/vivyd

IMMAP DigiCon Valley 2022 is co-presented by Angkas, and would like to thank Platinum sponsor Manulife Philippines and Tiktok; Gold Sponsor Investing in Women, an initiative of the Australian Government; and Silver Sponsor, Hepmil Philippines.

Sensitive Skin affects over half the population; studies say

Approximately 70% of people worldwide identify as having sensitive skin, and sensitive skin continues to be a rising complaint that Dermatologists are registering from their patients. 

Environmental factors, lifestyles, and genetics all play a part in developing sensitive skin, but patients generally present weakened skin barriers, dryness, roughness, irritations, and tightness. The commonness of sensitive skin has prompted research into the skin condition, resulting in breakthroughs in skincare.

“As a leader in sensitive skin for over 75 years, we are even more committed to delivering cutting-edge products to advance dermatological care for every skin story,” says Jade Silva-netto Ponoc, Galderma Philippines Business Unit Head.

 

In the Philippines, Cetaphil is bringing to the country for the first time Skin Awareness Month—the culmination of Cetaphil’s research into the science of gentle skincare, offering a chance to discover the breakthroughs and acquire specifically formulated products to care for all types of sensitive skin. It is part of the brand’s unwaveringly passion for providing complete care for sensitive skin; the Skin Awareness Month offers first-hand access to experts and science-driven recommendations to educate consumers on how best to care for their sensitive skin with a unique routine tailored to them. The annual event started 2021, eventually expanding across the Japan-Asia Pacific region before reaching the Philippines this year.

The main highlight of this year’s Skin Awareness Month is the Skin Summit, where Dermatologists and skinthusiasts share knowledge and experience across three days of themed discussions:

• May 25 – a board-certified Dermatologist and member of the Philippine Dermatological Society, Dr. Francesca Sy-Alvarado, discusses sensitive skin and acne, along with Bianca Gonzalez, Maggie Wilson, and Patricia Prieto, who will discuss routines for sensitive skin

• May 26 – a board-certified Dermatologist and member of the Philippine Dermatological Society, Dr. Jarische Lao-Ang, discusses the healthy way to brighten skin, along with Bea Alonzo, Laura Lehmann, Anne Curtis, and AC Bonifacio, who will discuss lifestyle-centric skincare

• May 27 – a board-certified Dermatopathologist and a member of the Philippine Dermatological Society, Dr. Mara Evangelista-Huber, discusses the right foundation for baby’s skin health, along with hands-on parents Solenn Heussaff & Nico Bolzico. Relevant topics on healthy food, play and sleep will also be tackled as  Nikki Gil, Mariel Padilla, Patrick and Nikka Garcia share their  experiences as they learn and choose the healthy start their babies deserve.

Access to the Skin Summit is free—interested participants may register via this link https://www.booths.virnew.com/events/cetaphil-2022/register

to reserve slots and avail of exclusive perks on Cetaphil products and other promotions during #SkinAwarenessMonth. 

Every skin story deserves the best care—Skin Awareness Month 2022 is also packed with promos and other free on-ground activities for every type of skinthusiast. To learn more, follow @CetaphilPH on Instagram and Cetaphil Philippines on Facebook for more details. 

Cetaphil products are available in Mercury Drug, Watsons, and leading drugstores and supermarkets nationwide. You may also check out the official Cetaphil Philippines stores in Lazada and Shopee. 

Avon’s Pride initiative wins bronze in regional PR tilt

For some brands, celebrating Pride Month means publishing a statement of support and calling it a day. Deciding that support should be more tangible, no.1 intimate apparel brand Avon launched the Limitless Collection, the country’s first gender-neutral underwear—and it’s a win for everybody.

Avon’s #ComeAsYouAre campaign was well received by the LGBTQIA+ community for demonstrating how brands can go beyond in support of advocacies. Recently held in Singapore, it won Bronze for Best PR Campaign for Fashion & Apparel during the 2022 Marketing-Interactive PR Awards— recognizing outstanding campaigns in the PR and Communications industry across Southeast Asia, South Asia and ANZ regions.

The campaign garnered over 22 million total impressions, earning more than Php16 million in media values, and growing the brand’s Intimate Apparel innovation segment by over 468% versus the prior year—just a peek of what can be achieved when advocacy meets tangible development. 

For more details on #ComeAsYouAre and other advocacies from Avon Philippines, visit www.avon.ph.

BPI makes sending money abroad more convenient with BPI Outward Remittance now on digital channels

Retail clients of the Bank of the Philippine Islands (BPI) can now send money from their Peso or US Dollar account to a foreign bank account via BPI Online and BPI Mobile app with BPI Outward Remittance. The product was recently launched to complement bank transfers done in person, giving clients more convenient options to send money to family and friends abroad.

With BPI Outward Remittance, the Bank will enable more clients to fulfill international wire transfers in just a few taps for needs such as educational expenses, medical expenses, foreign travel funds, subscriptions, and insurance payments.

“We at BPI continue to innovate and reinvent our products and services to make everyday banking more convenient for our customers. With the BPI Outward Remittance being available in our digital channels, our customers will be able to enjoy fast and convenient international fund transfers anywhere, anytime,” said Reggie Cariaso, BPI Head of Corporate Banking Strategy, Products, and Support.

BPI Outward Remittance ensures secure fund transfers of up to $10,000 with SWIFT global payment innovations (SWIFT gpi), an advanced payment method using modern digital tools for traceable and swifter cross-border payments. Clients will simply need to fill in their sending details, receiving bank details, and beneficiary details via BPI Online or BPI Mobile app.

The product offers affordable overall charges and competitive foreign exchange rates in multiple currencies including USD, AUD, GBP, EUR, SGD, HKD, and CAD. It also provides a fast and reliable turnaround time of one to three banking days for transactions with no discrepancies.

For more information about BPI Outward Remittance, visit https://www.bpi.com.ph/bank/services/send-money-abroad.

First-time parents Elisse and Mccoy reveal Pampers Overnight as the solution to their sleepless nights They also shared some of their parenting struggles and promoted equal parenting with fellow parents Saab Magalona and Jim Bacarro

A few days ago, netizens and fans expressed their support to new parents Elisse Joson and Mccoy de Leon after seeing the couple’s cryptic posts on Facebook and Instagram stories, hinting that both had enough already. 

 

 

After much probing, we found that the real cause was the couple’s lack of good night sleep. While most people can relate to having sleepless nights, first-time parents like Elisse and Mccoy are nodding their heads and saying, “We hear you.”

 

Parents’ Partner for Uninterrupted Sleep

McLisse, in a Pampers Power Parents Show Facebook Live with Saab Magalona and Jim Bacarro on Monday, revealed that they had to wake up in the middle of the night to their daughter, Felize McKenzie, crying because of the discomfort and leaks caused by the previous diaper brand they were using. They recalled that the most difficult time for them was during Felize’s first six months – Elisse would get up in the middle of the night to feed and to change diapers multiple times. To prevent this from happening again, Elisse and Mccoy have taken shifts in changing Felize’s diapers which eventually left the couple tired, frustrated and not having enough sleep. For working parents like Elisse and Mccoy, a restful sleep is important. And when your baby is uncomfortable and does not get enough sleep, that also means that the whole family does not either.

 

Apparently, this is a common struggle for parents. Most nighttime diaper changes are either done before baby sleeps or around the parents’ sleeping schedule to reduce the need for parent and baby to wake up at night. However, parents still experience instances when they wake up in the middle of the night to check their baby’s diaper. They oftentimes worry of “babad” or the soaking in free liquid on diaper’s topsheet.

But after hearing recommendations from fellow Pampers parents, McLisse decided to try the new Pampers Overnight and saw the difference in their daughter’s sleep: comfortable, uninterrupted, and free of leaks. All thanks to its superior Zero Babad Night Lock that absorbs baby’s pee all night and helps prevent rashes! It has Zero Babad Technology that can absorb up to 1 night’s pee based on average overnight loading and Zero Babad NightLock belt to prevent nighttime leaks.

Call to Equal Parenting to Ease the Load for New Parents

During the same Facebook Live show, the couples discussed how parenting is not easy and how listening and supporting each other is essential. Saab pointed out, “Diaper problems man or other complex challenges, whether emotional, physical, mental - those are valid, and you can also always ask for help… and for us, let’s continue to give them support.”

 

Mccoy and Elisse said that amidst parenting struggles at home, they are both grateful that they equally share the caregiving duties which helps in lessening their parenting loads and worries. Saab and Jim added that having the support of other family members also helps alleviate stress as well.

The concept of equal parenting rings even more relevancy now with the celebration of the International Women’s day as it emphasizes that caregiving and housework are the responsibility of both parents, and they mentioned how we need to break outdated stereotypes that women are the sole, full-time caregiver in the early stages of a child’s life.

Procter & Gamble on Promoting Equal Parenting

Last year, P&G launched a program called “Share the Care” that gives its employees, regardless of their gender and marital status, 8 weeks of fully paid parental leave and offers all kinds of parents different opportunities to care for and bond with the children new to their family – biological or adopted. This is beyond the standard 7 days that is mandated by the Philippine law for fathers. Meanwhile, mothers continue to receive 105 calendar days of fully paid maternal leave.

Join the Pampers Power Parents and promote healthy sleep by giving your babies the night diaper that offers better value with zero babad protection. Shop the new Pampers Overnight Pants today by visiting our Lazada and Shopee stores and other major retailers now.

‘Ayoko na. Gabi gabi na lang akong walang tulog’: Elisse and Mccoy foreshadow break-up in cryptic post

 

According to the actress, “Akala ko okay na pero nakakapagod pala. Gabi-gabi na lang akong walang tulog. Babad sa isip ko kung paano matitigil yung paghihirap namin ni baby. Ayoko na.”

This post did not sit well with fans of the couple. They shared theories on what could be the source of this tension. Some say there could be issues within their families, financial problems, and many more.

Later that day, Mccoy also took a jab at the issue and posted what he was feeling.

 

Mccoy expressed how he also feels weighed down by the situation, “Nahihirapan na din ako.” Regardless of how hard things are right now, the young father is not giving up on his partner and daughter saying he will find a way to give them protection, “At sana kahit ganito, hindi tayo bumitaw dahil gagawin ko ang lahat mapasaya at maprotektahan lang kayo.”

We have reached out to both camps about this issue, and they are still yet to respond.