Discover Infinite Banking

Instead of making the loan companies richer, why don't you make yourself richer?  Sometimes when we are in dire need of money, we would bite the bait even if the interest is way too much.  Did you know that you can apply for a loan from your whole life insurance?  Yes you can and that is known as infinite banking.  You borrow money from your own insurance.  Like other types of loan, you pay the interest as well as the principal.  But the good thing here is the interest is yours as well so your principal grows.  The interest rate is also lower compared to other personal loans.  If a loan is as good as this, will you still borrow from banks or other loan companies?  I won't!