Infinite Banking Concept

Do you need money?  Instead of applying for a loan, why don't you try the infinite banking concept?  You'll earn a bigger profit from your whole like insurance if you take a loan from it because it earns interests.  Yes, you can actually borrow money from your own insurance policy and this concept has been done by a lot of people already.  The good thing with infinite banking is that you are still insured even if you have taken a loan, and the interests are all added up to your principal amount.  If you still don't believe me, go ahead and do some research.  You may even call your agent and ask about infinite banking.  Here, you are your own bank and instead of giving away the earnings to banks and loans companies; everything is added up to your policy.