Infinite Banking is better
Infinite banking is not a bank gimmick. Infinite banking is allowing your whole life insurance policy grow through loan interests. Only, it is only you who could borrow money from it. There were times that we were short on cash and we applied for loans from lending companies. With infinite banking, you borrow from your policy; then you pay it back with interest. The good thing here is the interest that is charged to you is added to your base amount. In simpler terms you are your own bank and you are making your money grow bigger through interests. Great, isn't it?
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