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Tuesday, January 31, 2012

Discover Infinite Banking

Instead of making the loan companies richer, why don't you make yourself richer?  Sometimes when we are in dire need of money, we would bite the bait even if the interest is way too much.  Did you know that you can apply for a loan from your whole life insurance?  Yes you can and that is known as infinite banking.  You borrow money from your own insurance.  Like other types of loan, you pay the interest as well as the principal.  But the good thing here is the interest is yours as well so your principal grows.  The interest rate is also lower compared to other personal loans.  If a loan is as good as this, will you still borrow from banks or other loan companies?  I won't!

Monday, January 30, 2012

Beauty Secret (2)

Garlic helps combat wrinkles and restores damaged tissues.  If you are bothered by the appearance of those fine lines and wrinkles, the solution is right in your pantry.   Make sure you add garlic  to your daily diet; even 2-3 cloves daily can be enough to help you battle the unsightly lines.  Garlic helps in improving the skin's elasticity which we lose as we age.

Enjoyed Canada and Vancouver Hotel

I recently visited my friends in Canada. One lives in Toronto and the other in Vancouver. My first stop was Toronto. I stayed in my friend's place and was treated to week of dining and sightseeing. My friend is still single and had an extra room for me. I had loads of fun. Next on my itinerary was Vancouver. I had to stay at a Vancouver hotel as my friend's place is quite small. I found Vancouver more fun. My friend took a leave from work to entertain me. We also hooked up with her sisters and painted the town red. Before leaving, I made a side trip to Quebec where a cousin of mine lives. I only stayed a couple of days with her because she had to leave for Europe to attend a conference.

Sunday, January 29, 2012

Dictate You Finances Through Infinite Banking

I always thought that life insurance is a means to secure your future. Little did I know that you can use this to finance your expense or increase your net worth. More often than not, if we want to buy something outside our budget, we either use our credit card or take out a loan from a bank or lending institution. These charge very high interest rates. Through the innovative infinite banking, you utilize dividends from your life plans to finance your expenses. No wonder some people I know and even my husband, has several life insurance policies. They are great vehicles to liberate yourself from the lopsided banking system. 

Sport Marketing Is Here To Stay

With the popularity of not just a sport but athletes as well, sport marketing has become an industry of its own. Companies scramble to have their products or their brand linked to a player, team or a sporting event. Just look at how huge advertising is during the NFL's Super Bowl or the NBA's All-star weekend. Sports has a very big and diverse audience. It is the perfect tool for advertising. Look at how many logos a racing car has. Companies will pay top dollar for the best spot on any arena. Venues are making a killing not only on ticket sales but on advertising as well.

Maximize Your Earnings Through Infinite Banking

I used to wonder why my husband keeps buying life insurance. He already has several. Little did I know that these actually earn because these policies pay out dividends. These in turn can be used to increase capital. These gives a higher yield than putting your money in a bank. This concept is sometimes called infinite banking. You are your own bank. No need to take out loans to buy a car or anything that is expensive. You can increase your assets as you please without complications or worries. The added bonus to this concept is that you enjoy tax advantages. The best bank is yourself.

Smooth Your Lips

The cold weather can easily make your lips dry and chappy.  Smooth them with a waxy lip balm and use your fingertips to massage it into your lips.

Why Infinite Banking is Better

Short on cash?  Instead of borrowing money from loan companies, why not borrow your own money from your whole life policy?  Yes you can and that's what you call infinite banking.  Instead of letting someone else get richer, you make yourself richer.  With this, you are making use of your cash values which are released to you as a loan.  And like any other loans, you also pay for the interest. Your life insurance earns more and by the time you retire, the money you will get is definitely bigger. I like the idea of infinite banking because you get to use the money you invested while it earns from interests too.

Saturday, January 28, 2012

Earn More with Self Directed Ira

If you're looking for a better place to park your money, why don't you try investing in self directed ira?  It's similar to the Individual Retirement Arrangement that we know, the only difference is that you have complete control over choosing and investing your own individual retirement account.  Aside from enjoying larger tax deductions, you can choose from the listed investment options and put your money where you think it will earn more.  You can easily earn more money and secure your future much more effectively with self directed ira than through traditional retirement plans.  Call an ira custodian now to know more about how you can get richer with self directed ira.

Friday, January 27, 2012

Damaged hair?

Here's an at home repair to bring back its shine.  In bowl, mix together two eggs and five tablespoons of olive oil.  Massage the mixture into your hair and let sit for thirty minutes before rinsing.  The oils and proteins will strengthen hair and bring back the shine.

It could have been a success if they had good security.

As I was writing an article about Event Security Portland, I can't help but remember a tragic event that happened here in the Philippines a few years ago.  A noon time show called Wowowee hosted by Willie Revillame was about to have their anniversary show in a stadium in Pasig where millions of pesos and a house and lot are at stake.  So many people became very excited and they all prepared to join the said event.

As early as a day before, they went to the venue to lineup.  The people know that the prizes at stake are too attractive that many will surely flock the event.  And as expected, thousands of people have lined up to watch the show and hopefully join the contest.  On the day of the event there were already about 30,000 people who were waiting to go in the stadium.  The stadium has only about 19,000 seating capacity.  People were informed that not everyone can come inside the stadium.  When the gates of the stadium opened; the mayhem started.  Every one wanted to get in and the guards couldn't control the mob.  People climbed everywhere; the fences, the roofs of the walkways; the gates and even the posts.  They pushed each other and those who fell were stepped on.  More than 70 people died in the stampede and thousands were hurt.  Most of the victims were children and the elderly.

I think it was both the organizers and the people in charge of the stadium are to blame for the tragedy.  They did not have proper planning and contingency plans for the extra 10,000 people who came.

Cases were filed against the producers of the show and I'm just not sure what happened with it because the news of the tragedy died down a few months after the incident.  If only there was tight security and proper management of the event, all these could have been avoided.

Thursday, January 26, 2012

Invest in a Self Directed Ira

If you're the type of person who likes to invest his money to get more profits instead of letting it just sit in the bank, you might be interested to know about self directed ira.  This one is similar to the normal IRA that we know, but this one is more to your advantage.  How?  Aside from tax free profits, self directed IRA allows you enjoy large tax deductions.  Plus, from all the investment options available at self directed ira; you get to choose where you want to invest your money.  That's a pretty attractive offer, don't you think?  Check it now if you're interested.

Wednesday, January 25, 2012

RT/WW - Inside the restaurant

Wordless Wednesday

Too early or too hungry?  :)

More Than Just a Hard Drive

A few months after the iPhone 4s was released, my two-year contract with my carrier recently ended.  There was an offer to upgrade my plan so I could avail of the new phone.  I already had the 3GS so I was debating on renewing and upgrading the contract or not.  But then I thought, why not?  I've worked so hard and I deserve a little reward.  So I recently got my new phone and there are three things that I love about it.  First it's Siri.  The kids and I are having fun asking Siri so many questions.  Second is the camera.  The photos are very clear and there's just so much to do with it.  Lastly, it's the iCloud.  It's more than just a hard drive because you can easily store everything wirelessly and push them to all your other devices.

iCloud is so cool that I searched for a similar storage for all our files in our PCs.  I found top cloud storage. There are a few other companies but top cloud tops all ratings.  The developers of this cloud offers  to save all your computer (even company files!) virtually for a very minimal fee.  Just like with iCloud, you can easily access any or all your files with just a few clicks of your mouse.  The files are secured too so you don't have to worry about anyone else getting access of your files or someone else hacking your account.  Hubs is now relieved that all his important documents are secured with top cloud.

Cheap and Practical!

Our family computer has a lot files and those are mostly from hubs' tournament records and the kids' school records.  Then they have tons of photos and other internet files that they say, they can't do without.  I've thought of buying additional hard drives but when I checked the prices, the cost is out of my budget.

Hubs and I thought of using discs to save them but it would take a lot of time plus, they can easily be corrupted and damaged.  We've had several discs that contained some of my works but when I tried to retrieve some files, they were already corrupted.  A blogger friend suggested we try online backups.  She said there are companies that offer to store your files online for a minimal fee.  Then you can easily retrieve them whenever you need the files; no more tedious transfers and no more worries of the files getting corrupted.

It sounds like a great idea so I checked the online backup ratings so I can find the best and the cheapest.  The process was pretty easy.  As soon as I have finished with the registration, I just upload all my files.  That's it!

If you also need file backups, I strongly recommend that you do it online.  You save yourself from doing the tedious work of transferring files and labeling each disc, and you save yourself money from buying hard drives or discs.

Tuesday, January 24, 2012

Cool and funny shirts

Both my husband and son love to collect cool and funny tshirts.  They have this favorite store in Tiendesitas where they get all those humorous shirts.  The shirts are too funny that people who saw them were amazed and left with a chuckle or smiles on their faces.  Sometimes we really need humor to feel better about something.  These shirts definitely make people smile.

Monday, January 23, 2012

Those Exquisite Coffee Tables

My favorite bistro has some of the heartiest dishes you can find. The ambience is as great as the food. What carries the entire restaurant are its exquisite coffee tables. They go well with the motif of the place. The service is good and you can even chat with the bistro's owner and executive chef. They make excellent sandwiches and the entrees are to die for. Their desserts are very good too. The flagship of their desserts; their decadent triple chocolate cake. I can spend and entire afternoon sipping their brewed coffee while eating a light meal or pastry. Even my husband can't have enough of their great food.

MYM - She turned 17


The girls in the photo are my nieces.  Nadine turned 17 last week.  It seems just like yesterday when she was as big as Nikki ( the little girl), now she's even taller than me.  Belated Happy Birthday sweetie!

Save Money on Prescription Drugs

While some may think that paying an annual fee of $10 for Walgreens Prescription Savings Club is not worth it when nobody is getting sick, my sister-in-law thinks otherwise.  Of course she is glad that none of her kids get sick but the discounts they get from vaccines and flu shots are already way more than $10.  The kids' vitamins and even Sparky's (their dog) are included in the club's long list of prescribed and generic medicines.  Moreover, what really counts for her is the fact that she and her entire family can enjoy big discounts on meds and drugs should someone get sick.  Times are hard and we all need to look for ways to earn extra money and find discounts so we can make the most of our bucks.  She's wise for opting to become a member of this club.

It's just too bad that we don't have that here.  When I found out about the savings club, I checked Walgreens on Twitter and Walgreens on Facebook but their only for US residents.  It's too bad that I can't join because I wanted it for my dad who's taking Basen and Lipitor for his diabetes.  These meds are too expensive here and mom and I were hoping for a little discount.  Well anyway, if you are interested to get discounts on prescription drugs and other stuff; become a member of Walgreens Prescription Savings Club for $10 (that's for the whole family) and enjoy the benefits.

Friday, January 20, 2012

Beauty Secret (1)

If you want your eyes to look healthy and fresh all the time, use a good quality eye moisturizer to hydrate the skin around your eyes.

Tuesday, January 17, 2012

RT/WW - My Prize

Wordless Wednesday

That's the pretty purse I won from a blog contest.

Identifying Cells Through Embryonic Stem Cells Differentiation

They say that stem cells have the ability to self-renew so that new stem cells can be formed.  The  new stem cells can then be transplanted to a person who's suffering from a disease to help him get better.  The stem cells will replace damaged cells and help other cells get stronger.  But first stem cells have to be identified and this is done through embryonic stem cells differentiation; researcher will be able to tell which cells are strong enough to self-renew and which are not.  Once stem cells have been identified, that's the time they will be cultured and studied before they will be given to a patient.

Tying the knot soon

When my cousin Shiela and her fiance decided to tie the knot, every one in the family got excited.  It's been a while since the last wedding in the family.  Their wedding was set six months after they have made the announcement so the couple will have time to prepare for it.  A month after the announcement, Shiela found out that she is on the way.  It was a good thing that she still have not decided on her wedding gown because now we're helping her look for maternity wedding dresses.  I told her not to worry too much about her shape because I have seen some sexy maternity gowns online.  She can still look great even if her belly starts to grow.

Kitchen Makeover

When I read that undermount stainless steel sinks can last a lifetime, that was what I chose when we decided to have a major kitchen renovation.  Hubs and I recently updated our sink, kitchen counters, and faucet but it took some time because our budget was limited.  We had to really check a lot of websites and compare prices before we shopped for these items.  When we found an undermount sink that fits our budget, that was the time we searched for kitchen counters that will match the sink.

We are almost done with the works and I can already see the sink and counter tops taking shape.  The kitchen is still in a mess but I can already imagine how pretty it's going to be.  I can't wait until it's done!

Monday, January 16, 2012

MYM - Kissing


Happy MYM!

Working on Isolation of B cells

It's only been a month but my sister is being promoted to a higher position.  She resigned from the lab in CT where she used to work because she was accepted to a lab in NY that specializes on stem cell research.  She was assigned at the cell isolation department.  This is something new to her because she was used to tissue analysis but the kits for the Isolation of B cells that she used allowed her to do her job easily.  She says that her job now is even easier to what she did before.  Her new boss was impressed with her performance that promotion was recommended.  It has been approved and starting next week, she will be assistant to the lab manager.

Thursday, January 12, 2012

For Flaky Scalp

Did you know that you can easily fend off flaky scalp with tea tree oil?  While the use of shampoos with tea tree oil works too; applying the essential directly on your scalp works much faster.  Here's how to do it:  Put a few drops of tea tree oil on your scalp and massage with your fingers.  Leave on for a few minutes then shampoo as usual.  The essential oil is anti-fungal properties that eliminates dandruff in as little as two weeks.  Plus, it unclogs blocked hair follicles to trigger new hair growth.

B2B Telemarketing Software

New year; new strategy.  That's what my cousin plans to do to boost his sales this year.  Instead of merely concentrating on retailing, he now plans to do b2b telemarketing.  In case you don't know what that is, b2b telemarketing is when you sell your products or services to another business.  He recently purchased the software and has tied up with a a subcontractor who will help him market his products.  Right now, they are both busy finalizing their scripts. 

I think he is on the right track and I am positive that his business will grow more this year.

I've Got Kitchen Carts

I've never thought of it before but now that I have them, I realized there is so much space in my kitchen, plus I have additional storage for my kitchen gadgets.  I brought home two kitchen carts from my parents' house.  My mom received a new kitchen cart last Christmas so she gave me the ones she got a year before that.  They looked perfect in my kitchen and they are very handy when I have guests.  The carts are great additions to my kitchen and they give me the extra work space I needed.  If you need to reorganize your kitchen and need some extra space, kitchen carts are a great idea.

Wednesday, January 11, 2012

Stem Cells are made Stronger with Embryonic Stem Cells Differentiation

With all the fuss about stem cells, I'm sure you already have an idea what they are all about.  In case you don't, stem cells are like super cells because they have the ability to reverse the damaged cells caused by a disease.  For example, a person has suffered from a heart attack and recovered.  Although he has recovered; his heart had been damaged and there will be scars, leaving his heart weak.  When super cells are applied; they will replace the damage cells and heal the wounds and scars.  It's like having a brand new heart with stem cells.

These stem cells are being developed through embryonic stem cells differentiation.  The stem cells are being cultured and made stronger before they are given to an ailing person.

Understanding CFC assay

Colony-forming cell or CFC assay is the most commonly used method to detect the frequency of the cells and their ability to multiply fast before they can be used for transplantation.  If you're familiar with stem cells and its ability to heal damaged cells; CFC assay is just one of the processes to test these cells.  According to experts, stem cells can be the answer to diabetes; heart diseases; and some types of cancers.  More and more labs are switching to this method because apparently, it is the fastest way to count the colonies of cells.  Using CFC assay will allow you to forgo culturing of the cells until they are fully matured which can take up about 15 or more days.

Learning about Methylcellulose Based Media

What about methylcellulose based media?  That's what I asked my cousin when she told me that she is doing a research on it.  It was given to them as an assignment and she asked for my help.  I heard somewhere that it has something to do about stem cells so that's where we started with our research.  It was disappointing that only a few articles can be found about it and the terminologies used are not easy to understand unless you are familiar with medical terms; but here's what we've come up with. Methylcellulose Based Media is another process used to determine the quantity of cells in the colony-forming assay.  CFC are the cells being cultured and studied.  They are the cells that can be used to replace damaged and inflamed cells in the body to help a person recover from a disease. 

What are Mesenchymal stem cells?

If you're wondering what Mesenchymal stem cells (MSCs) are, these are the cells that exist in our bone marrow and other musculoskeletal tissues.  Just like Cord Blood cells, MSCs are being researched because they are believed to have the ability to heal damaged muscles and connective tissues.  Experts are seeing the potential of Mesenchymal stem cells for clinical applications.  If scientists will be able to refine this process; pretty soon, those who have problems with damaged muscles will have high hopes of recovering much faster.  Without this method, a patient can still recover but it may take time to heal; but with this breakthrough in science; wounds would heal fast.

Tuesday, January 10, 2012

MYM|RT|WW - Green Tea and Veggies


Wordless Wednesday

Industrial Mixer For Custom Works

My husband loves cars.  He customizes all of our cars.  The factory paint and parts are modified.  My husband has a favorite customizing shop that works on our cars.  They do all sorts of services, from custom paints to aftermarket parts installation.  For custom painting, this requires mixing of different colors of paints.  More tedious painting that have glitters candy colors needs mixing.  To get the desired effect, an industrial mixer is used to add these effects to an ordinary color.  These features change the color of the vehicle when light hits it.  Our black car appears to be painted gunmetal when light hits it.  Cars now have an identity. It separates it from the same models and makes them special.

Stem Cell Culture

I'm sure by now you've already heard about stem cell culture and how it could play a major role in treating major diseases like heart disease, diabetes, Parkinson's, Alzheimer's, and even the deadly cancers.  Stem cells have the ability to reproduce and these reproductions will be given to patients to replace the damaged cells.  Experts are still in the process of developing it and they are still working on how it can speed up the process of healing; many are hoping that it will be out soon for us to enjoy.  Diabetes runs in my family, if stem cells work like magic; my dad will definite benefit from it.

Easy To Use Paint Agitator

We had our house repainted a few months ago. With some rooms requiring custom painting, our contractor brought in a paint agitator. This enabled his painters to mix paints with relative ease. My husband picked out the colors which really required different colors to be mixed to get the desired result. I was amazed of how fast the entire process took. The right colors were ready in a matter of minutes and the painters wasted no time spraying them.

The complete painting of the house was finished before the deadline the contractor set. My husband was satisfied with their work. Back in the day, painting took weeks. Now, it only takes a few days.

Sunday, January 8, 2012

Apricot for your skin

Drink lots of fresh apricot juice.  The cousin of peaches and plums, the fruit has been touted for its ability to treat sunburn, itching and eczema.

Calgary Home Exterior Renovation

When my cousin and her husband decided to remodel the porch, they decided to make it bigger so their kids will have more room to play.  Some of their neighbors' kids love to come over and play with their children; they'll have more room to move around with a bigger porch.  They have contacted Calgary Home Exterior Renovation to do the job.  It went smoothly and faster than the couple expected.  They also didn't spend a lot because the package given to them was very low.  It's really great when there are a lot of contractors in your area; you get to compare prices.

Eco-Friendly Diamonds

Are you in a quandary of what to give a loved one the perfect gift? Fret no more as Created Diamonds has the gift that would leave your wife, your kid or your girlfriend in awe. I am a woman and I know what makes a woman's day, jewelry!  It's a lasting present that would remind your wife or girlfriend of you. For that perfect anniversary gift, give your love a diamond. From eco-friendly diamonds pendants to bracelets, to rings; they have just about every design you can think of.  A diamond symbolizes love and loyalty; any woman would swoon over your precious gift.

B2B Telemarketing

We're all aware of direct selling through telemarketing. What we consumers are not aware of is that this practice is also used by businesses for selling to other businesses. B2C telemarketing is retail selling while B2B telemarketing is more on selling a product, component or even a service to another business. More and more companies use contractors and subcontractors for their finished products.

Because of this new innovation in doing business, tech support has never been more professional. Businesses are more intertwined than before. The ultimate goal of sales and cost effectiveness for every company is guaranteed. B2B makes businesses who uses the system grow.

Monday, January 2, 2012

RT|WW - Hibiscus

MellowYellowBadgeWordless Wednesday

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